Rates Effective as of: January 31, 2022
*APY= ANNUAL PERCENTAGE YIELD. The above rates are variable and rate may change after account opening without notice. Fees and other conditions may reduce earnings on the account. AMP Checking must be opened with an initial $25 minimum deposit. APY is accurate as of the last dividend declaration date. **To qualify for the listed rates, the member must be enrolled in eStatements with a valid e-mail address. AMP accounts that do not meet the requirements in a statement cycle will receive the non-qualifying rate. For details on rate tiers and balance computation methods, please speak to an SCCU employee.
Courtesy pay available for qualifying accounts only. A qualified account includes:
A. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
B. Not being in default on any loan or other obligation to Superior Choice Credit Union;
C. Not being subject to any legal or administrative order or levy or Bankruptcy; and
D. Having a current address on file with Superior Choice Credit Union.
A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.