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AMP Checking

Make the most of your money and "AMP" up your savings with dividends from an AMP Checking account. With tiered levels of savings, the more you save, the more you earn.

Open an AMP Checking account

Earn dividends on your balance

Make the most of your money by earning high dividends on your checking account balance.

No monthly fees

You won't have to pay monthly fees.

Courtesy Pay

Get up to $750 temporarily covered if there isn't enough money in your account to pay for a purchase.

No minimum balance

No minimum account balance requirements.

High Dividend Checking Account

Make the most of your assets

While most big banks charge fees to maintain a checking account, an SCCU AMP Checking account actually pays you! You'll earn dividends on your balance, so you can grow your cash and reach financial goals even faster.

Rates

As high as % APY

View all rates

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

It's simple to start making the most of your money. Open an AMP Checking account in three easy steps.

1
Complete an application

It takes minutes to fill out an online application.
2
Make an initial deposit

You only need $25 to start your account.
3
Enjoy the benefits of AMP Checking

Watch your money grow as you earn dividends on your checking balance.

Make the most of your money

Earn dividends on your balance with an AMP Checking account and reach your money goals faster.

Open an AMP Checking account

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Disclosures

Rates Effective as of: January 31, 2022

*APY= ANNUAL PERCENTAGE YIELD. The above rates are variable and rate may change after account opening without notice. Fees and other conditions may reduce earnings on the account. AMP Checking must be opened with an initial $25 minimum deposit. APY is accurate as of the last dividend declaration date. **To qualify for the listed rates, the member must be enrolled in eStatements with a valid e-mail address. AMP accounts that do not meet the requirements in a statement cycle will receive the non-qualifying rate. For details on rate tiers and balance computation methods, please speak to an SCCU employee.

Courtesy pay available for qualifying accounts only. A qualified account includes:

A. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
B. Not being in default on any loan or other obligation to Superior Choice Credit Union;
C. Not being subject to any legal or administrative order or levy or Bankruptcy; and
D. Having a current address on file with Superior Choice Credit Union.

A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.

Amp Checking Rates

AMP Checking Rates

Balance Tier**

Dividend Rates %

APY%*

$0-$30,000

0.10

$30,000.01 and more

0.10

Non-Qualifying Rate

0.00

Rates Effective as of: October 3, 2022

Example Table 1

Column Title

Cell Value

Rates Effective as of: October 3, 2022

{Optional: Insert table disclosure information}