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Cash Back Checking

Earn 5¢ per swipe when you buy groceries, clothes and other essentials using your debit card.

Currency shopping

5¢ Per Swipe

You can earn 5¢ per swipe just for using your card on any non-ATM debit transaction.

Receive money

$0 Per Month

Enjoy no monthly fees simply by having this account open.

Money lock

$0 Minimum Balance

There is no minimum balance required in order to qualify for cash back benefits.

Newsletter shopping

Courtesy Pay

If your account does not have enough funds, we’ll temporarily cover purchases up to $750.

No Monthly Fees

Manage your account with no additional fees

Why pay just to own your account? Spend more time focusing on your funds rather than paying additional fees each month.

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

Thinking a Cash Back Checking Account is right for you? In just three steps you can start earning some cash back when making qualified purchases.

  • 1

    Complete an application

    Apply for an account online or in-person.

  • 2

    Make initial $25 deposit

    With just $25 you can set up a starting account balance.

  • 3

    Earn cash back

    Start making purchases and earn 5¢ per swipe on any non-ATM debit transaction.

Get rewarded for every time you make purchases with your debit card

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Disclosures

Courtesy pay available for qualifying accounts only. A qualified account includes:

A. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
B. Not being in default on any loan or other obligation to Superior Choice Credit Union;
C. Not being subject to any legal or administrative order or levy or Bankruptcy; and
D. Having a current address on file with Superior Choice Credit Union.

A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.