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High Yield Checking


Earn up to 3.00% APY¹

Dollar bills

Earn up to 3.00% APY¹

With a minimum average daily balance of $5,000

Alarm clock

Get Paid Early

Enroll in direct deposit and get paid up to 2 days early!²


Only $100 to open

Earn MORE with Superior Checking!

Mo' money = Mo' money. That's hard to beat.

Superior Checking

Open your high yield checking account today!

It takes as little as 7 minutes


Early Pay

Get your money up to 2 days sooner than you typically would! It's as simple as enrolling in direct deposit! There’s no fees or separate enrollment/activation.

Round Up

Automated savings by rounding up each purchase made with your debit card to the next whole dollar and depositing it into a savings account or a round-up certificate!

This is getting serious...


Make the switch to SCCU!

Like to keep a lower balance?

Check out these options

Cashback Checking

Only $25 to open, no minimum balance, and earn 1% cash back. You can’t get better than that.

Learn More

Simple Checking

Free paper statements, no minimum balance, and only $5 to open. Now that’s easy as pie.

Learn More


¹APY = Annual Percentage Yield. Membership eligibility required. Rates are variable and may change at any time without notice after account opening. Fees and other conditions may reduce earnings. Superior Checking must be opened with an initial $100 minimum deposit. No minimum balance fees. The minimum average daily balance to earn APY is $5,000. Average daily balances of $5,000-$24,999.99 will earn 3.00% Annual Percentage Yield. Average daily balances of $25,000 – $49,999.99 earn 2.00% APY.  Average daily balances of $50,000 – $99,999.99 earn 1.00% APY. Average daily balances over $100,000 earn 0.10% APY. To earn APY, member must maintain a minimum daily average balance of $5,000, enroll in e-statements, and meet at least one of the following requirements: have an active loan, a business relationship, or $500+ monthly direct deposit. Members who do not meet account requirements will earn 0.00% APY. These rates are current as of 2/28/2023.

²With Early Pay, funds from an eligible incoming electronic direct deposit may be available for use up to two days before the scheduled payment date. Not all direct deposits are eligible for Early Pay Day. Direct Deposit must be associated with an SCCU checking account to qualify for Early Pay. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Transaction limits and standard risk screening processes apply. Whether we make funds available early depends on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. Eligible direct deposits are limited to electronic direct deposits of your payroll, pension, and government benefit payments into any SCCU Checking Account. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g. Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers are not eligible for Early Pay.

Watch for scams! Reminder, if something looks sketchy from SCCU, reach out and ask us if its legit!