Federally insured by NCUA. Membership eligibility required. The promotional Annual Percentage Yield (APY) listed is effective as of 01/9/2023, ends 1/27/2023, and is subject to change at any time, without notice. Fees may reduce earnings. A penalty will be imposed for early withdrawal. Minimum deposit & minimum balance required to earn the advertised APY is $500. Dividends cannot remain on account and that payout of dividends is mandatory at the end of the term needs to be added. Promotional rate good for deposits and investments not previously held in a Superior Choice Credit Union account. Must open account in branch at the SCCU Eau Claire Branch. Other restrictions may apply.