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Debt Consolidation

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You could lower your rate and monthly payments with SCCU!

What is Debt Consolidation?

Debt consolidation is when you combine multiple loans or lines of credits into one single loan to streamline and minimize the number of payments you need to make and often times, resulting in a lower interest rate & payment.

Common Reasons to Consolidate

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Credit Card Bills

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High Interest Debts

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Long lasting Debts


*APR = Annual Percentage Rate. Rates effective as of 7.21.2023 and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down payment, and approximate term. Advertised APR include a 0.25% auto pay discount. If auto pay is not established, APR will be 0.25% higher than advertised rate, not to exceed 17.99%. Membership eligibility is required. Terms and conditions apply. All loans are subject to approval.

Payment example: For a $30,000 loan for a term of 60 months with a 9.49% APR, the monthly payment will be $630.

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