Summer Vacation Loan
Get cash for all your summer fun!
Instant Approval
No waiting, no guessing - just a fast “yes” so you can get on with your plans.
Same-Day Funding
Apply today, spend today. Funds hit your account as soon as the same day!
Loan amounts up to $1,500
Enough to make summer plans happen - from road trips to summer camps.
Terms up to 15 months*
Keep payments easy on your budget with terms as flexible as your summer.
Fixed Rate
Lock in your rate and enjoy predictable payments that won’t change.
Unsecured loan
No collateral needed - just you, your good standing, and your summer goals.
Summer Funds for Summer FUN!
From road trips and beach days to backyard upgrades and spontaneous getaways, the Summer Vacation Loan gives you fast, easy access to the cash you need to make the most of your summer.
Run the numbers
Monthly Payment
A credit union with a focus on you
Why choose us?
When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.
Requirements
Member for 12+ Months
Direct Deposit
Automatic Payments
No Derogatory Accounts @ SCCU
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1
Complete an application
It takes only minutes to complete the online application.
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2
Get approved
We'll run the numbers and let you know if you're approved.
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3
Receive the funds and use them as you wish
We'll send you the money and you can use it to purchase whatever you need.
Paying for expenses doesn't have to be difficult
Get the funds you need to pay for expenses with great Personal Loan interest rates from SCCU.
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Disclosures:
*APR = Annual Percentage Rate. Rates effective as of 7.01.2025 and are subject to change at any time without notice. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and market. All loans subject to approval. Membership eligibility required.
Payment Example: For a $1500 loan with an APR of 15% for 15 months, the monthly repayment is $110.
Persona Loan Rates
| Description | APR¹ |
|---|---|
|
Personal Loan ($500 minimum) |
10.99% |
|
Summer Vacation Loan⁴ |
15.00% |
|
Quick Cash² |
12.24% Variable³ |
¹Monthly payment is based on your payment per $1,000 for APR rate and term. APR = Annual Percentage Rate. Rates effective 3.04.2024 and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down payment, and approximate term. All loans are subject to approval. Membership eligibility is required. Terms and conditions apply. Payment Example: For a $10,000 loan for a term of 36 months with a 10.99% APR, the monthly payment will be $327. ²The minimum payment is $20.00 or 4% of the outstanding balance, whichever is greater. With a Quick Cash, no grace period applies. Interest will begin to accrue the day of the first advancement. ³Based on the 6-month T-bill rate ⁴APR = Annual Percentage Rate. Rates effective as of 7.01.2025 and are subject to change at any time without notice. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and market. All loans subject to approval. Membership eligibility required.
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