1No fee for any of the following: Members under the age of 21, the aggregate balance of more than $200 after deposit, loan balance of more than $200, two or more debit or credit transactions within the last 30 days, or member deposits entire check into the account.
2Courtesy Pay may cover ACH transactions, checks, and Bill Pay items. Any negative balance created by Courtesy Pay has a maximum repayment period of 30 days. SCCU will not pay overdrafts for ATM and everyday debit card transactions unless you have given us authorization for us to pay these overdrafts. Any discretionary payment by SCCU does not obligate SCCU to pay any other overdraft item or to provide prior notice of our decision to refuse to pay such items.
3If mail is returned to SCCU, a $2.00 fee will be assessed each month until the address is updated. SCCU does not update addresses via “forwarding mail” from the USPS.
4Assessed when no activity on the account for 12 months and the balance is $250 or less. Minor accounts are excluded.
Safe Deposit Box rental fees vary by size and location. Call SCCU for details.
Fees are accurate as of 7/1/2021. If you have any questions, please call 1-800-569-4167.