Home Loans
Get the home of your dreams with a low rate mortgage that won't drain your bank account.

Low Rates
Save money with lower rates compared to most other institutions.

Variety of Options
No matter your need, we offer loan options for any situation.

Speedy Process
Get into your new home quicker with fast in-house loan processing.

Make it easy to predict your monthly payments with a fixed rate that won't change over the lifetime of your loan.

Take advantage of falling rates and keep your payments low with an adjustable rate mortgage.

If your dream home doesn't exist, build it! Get a home loan to start construction on your next property.
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1
Complete an Application
You can apply in the way that is most convenient for you: online, over the phone, or at one of our branch locations.
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2
Get Approved
We'll review your application, determine what mortgage amounts and terms you qualify for, and inform you of your acceptance.
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3
Finance Your Home
Once approved, you can use the funds to purchase your home, and then you can start making monthly payments toward the total balance of the loan.
Estimate your monthly payment
Let's see what your monthly payment could be
Homeowners Insurance: 100
Mortgage Insurance: 167
Meet the Team
Meet SCCU’s team of Mortgage Originators! With originators working across the Northland — from Hermantown in northeastern Minnesota to Ashland in northwestern Wisconsin — we’re ready to help you with your home lending needs at a branch of SCCU that's convenient to you!
Disclosures:
All loans subject to approval.
Payment Example: For a $160,000 loan for a term of 30 years with a 3.875% Annual Percentage Rate (APR), the monthly payment would be $752.38.
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Rates Effective as of: May 17, 2022
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