Privacy Policies

FACTS- What does Superior Choice Credit Union do with your personal information?

Why

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and payment history, transaction history and credit scores, checking account information and account balances When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Superior Choice Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Superior Choice Credit Union share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes

For our marketing purposes – to offer our products and services to you

Yes

For joint marketing with other financial companies

Yes

For our affiliates’ everyday business purposes – information about your transactions and experiences

We don't share

For our affiliates’ everyday business purposes – information about your creditworthiness

We don't share

For our affiliates to market to you

We don't share

For nonaffiliates to market to you

We don't share

What we do

How does Superior Choice Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Superior Choice Credit Union collect my personal information?

We collect your personal information, for example, when you open an account or make a wire transfer show, your government-issued ID or apply for financing, or make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes – information about your creditworthiness, affiliates from using your information to market to you or sharing for nonaffiliates to market to you. State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Superior Choice Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Superior Choice Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include advertising/marketing agencies, credit card companies, loan recapture programs, financial advisors and insurance companies.

Children's Online Privacy Protection Act Statement

Superior Choice Credit Union does not knowingly collect, maintain or use personal information from its website about children under 13 years of age. If a child under 13 sends personal information online, Superior Choice Credit Union will only use that information to respond directly to that child, notify parents, or seek parental consent. You must be age 18 or older to submit an online application for membership or a loan request.

Click here to view a print version of our privacy policy and full member agreement.