Fixed rates
It's easy to predict your monthly payments with fixed personal loan interest rates that won't change over the life of the loan.
Terms up to 60 months
Find a monthly payment that works for your budget with loan terms up to 60 months.
Unsecured loan
Personal Loans are unsecured, which means you don't need to put up collateral to back the loan.
Loan amounts up to $50,000
Get the cash you need to pay for just about any expense with loan amounts up to $50,000.
A Personal Loan can cover just about any expense
From debt consolidation and medical expenses to unexpected events or purchasing an older vehicle, you can use a personal loan from SCCU to cover almost any expense that might pop up.
Run the numbers
Monthly Payment
A credit union with a focus on you
Why choose us?
When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.
-
1
Complete an application
It takes only minutes to complete the online application.
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2
Get approved
We'll run the numbers and let you know if you're approved.
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3
Receive the funds and use them as you wish
We'll send you the money and you can use it to purchase whatever you need.
Paying for expenses doesn't have to be difficult
Get the funds you need to pay for expenses with great Personal Loan interest rates from SCCU.
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Disclosures:
All loans subject to approval. Rate effective as of 10.17.2022
Payment example: For a $30,000 loan for a term of 60 months with a 9.49% APR, the monthly payment will be $630.
Persona Loan Rates
| Description | APR** | Term | Repayment Terms* |
|---|---|---|---|
|
Personal Loan1 ($3,000 minimum) |
9.99% |
36 months |
$30.87 per $1,000 Borrowed |
|
Quick Cash2 |
10.99% Variable*** |
Open |
$40.00 per $1,000 Advanced |
Rates Effective as of: March 31, 2023
*Monthly payment is based on your payment per $1,000 for APR rate and term. **APR= ANNUAL PERCENTAGE RATE. Rates and terms are subject to change. Rates posted are the lowest rates and an applicant's rate may vary depending on past credit history and the approximate term of the loan. Advertised APR include a 0.25% auto pay discount. If auto pay is not established, APR will be 0.25% higher than advertised rate, not to exceed 17.99%. ***Based on the 6-month T-bill rate (1) Payment Example: A $5,000 loan for a term of 36 months with a 9.99% APR, the monthly payment will be $161. (2) The minimum payment is $20.00 or 4% of the outstanding balance, whichever is greater. With a Quick Cash, no grace period applies. Interest will begin to accrue the day of the first advancement. Membership eligibility required. The above rates are subject to change at any time without notice. All loans are subject to approval. Down payment requirements may apply. Rate effective as of 10/17/2022
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Rates Effective as of: March 31, 2023
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