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Personal Loan

Get the cash you need to pay for nearly any expense with a Personal Loan from SCCU.

Receive money

Fixed rates

It's easy to predict your monthly payments with fixed personal loan interest rates that won't change over the life of the loan.

International Transfer

Terms up to 60 months*

Find a monthly payment that works for your budget with loan terms up to 60 months.

Money conversation

Unsecured loan

Personal Loans are unsecured, which means you don't need to put up collateral to back the loan.

Dollar bills

Loan amounts up to $50,000

Get the cash you need to pay for just about any expense with loan amounts up to $50,000.

Use for any purpose

A Personal Loan can cover just about any expense

From debt consolidation and medical expenses to unexpected events or purchasing an older vehicle, you can use a personal loan from SCCU to cover almost any expense that might pop up.

Rate as low as APR

View all rates

.25% Rate Discount

When setting up Auto Pay on your Loan

Run the numbers

Monthly Payment

Loan Amount

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

It's easy to get the funds you need. Just follow these simple steps:

  • 1

    Complete an application

    It takes only minutes to complete the online application.

  • 2

    Get approved

    We'll run the numbers and let you know if you're approved.

  • 3

    Receive the funds and use them as you wish

    We'll send you the money and you can use it to purchase whatever you need.

Paying for expenses doesn't have to be difficult

Get the funds you need to pay for expenses with great Personal Loan interest rates from SCCU.

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*APR = Annual Percentage Rate. Rates effective as of 3.04.2024 and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down payment, and approximate term. Membership eligibility is required. Terms and conditions apply. All loans are subject to approval.

Payment example: For a $10,000 loan for a term of 36 months with a 10.70% APR, the monthly payment will be $327.

Notice Online Banking and Mobile app will be down 7.17-7.18 from 10pm-5am for system maintenance.