Download Our Home Buying 101 Guide Here!
Learn the Do's and Don'ts of Buying a Home in 2025
SCCU CAN OFFER
Low Rates
Save money with lower rates compared to most other institutions.
Variety of Options
No matter your housing need, we offer loan options for any home loan situation.
Speedy Process
Get into your new home quicker with fast in-house loan processing.
If your dream home doesn't exist, build it! Get a home loan to start construction on your next property.
Estimate your monthly payment
Let's see what your monthly payment could be
Homeowners Insurance: 100
Mortgage Insurance: 167
-
1
Complete an Application
You can apply in the way that is most convenient for you: online, over the phone, or at one of our branch locations.
-
2
Get Approved
We'll review your application, determine what mortgage amounts and terms you qualify for, and inform you of your acceptance.
-
3
Finance Your Home
Once approved, you can use the funds to purchase your home, and then you can start making monthly payments toward the total balance of the loan.
Meet the Team!
Meet SCCU’s team of Mortgage Originators! With originators working across the Northland — from Grand Rapids in northeastern Minnesota to Ashland in northwestern Wisconsin — we’re ready to help you with your home lending needs at a branch of SCCU that's convenient to you!
Set up a meeting!
Disclosures:
All loans subject to approval.
Advanced Options
Property Tax Rate
The tax that you are required to pay as a property owner levied by the city or municipality. Lookup your county rate or state average rate for a more accurate calculation.
Homeowners Insurance (Monthly)
The standard insurance policy that covers damage to your property and the things you keep in it. The average annual homeowners insurance premium is around $1,200.
HOA Fees (Monthly)
These are dues that are used by a homeowners association toward maintenance of common areas used by all homeowners in a housing development or complex.
Private Mortgage Insurance Rate
The premium for the insurance policy for FHA loans and conventional mortgages if your down payment is less than 20%. PMI typically costs between 0.5% to 1% of the entire loan amount on an annual basis. Only calculated if down payment is less than 20% of mortgage amount.
Disclosure
This calculation represents an estimate. Calculation does not factor credit score. Default input values are estimates.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by Superior Choice Credit Union. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.
Superior Choice Credit Union’s privacy policy does not apply to third-party linked sites. Please consult privacy disclosures on the third-party site.