Best Savings Rates
| Description | APY* | Minimum Balance to Open¹ |
|---|---|---|
|
Membership Savings |
0.10% |
$5.00 |
|
Fill in the Blank Savings |
0.10% |
$0 |
|
Christmas Club Savings |
0.20% |
$0 |
|
Passbook IRA |
0.50% |
$0 |
*APY= ANNUAL PERCENTAGE YIELD. Fees and other conditions may reduce earnings on the account. The rate may change after account opening without notice. APY is accurate as of the last dividend declaration date. ¹Minimum balance required to earn APY is $5.00.
| Minimum Balance-Maximum Balance | Dividend Rate | APY* |
|---|---|---|
|
$2,500-$9,999.99 |
0.50% |
0.50% |
|
$10,000-$24,999.99 |
1.00% |
1.00% |
|
$25,000-$49,999.99 |
1.00% |
1.00% |
|
$50,000-$99,999.99 |
1.75% |
1.75% |
|
$100,000-$249,999.99 |
3.00% |
3.00% |
|
$250,000-$499,999.99 |
3.50% |
3.50% |
|
$500,000-$999,999.99 |
4.00% |
4.00% |
|
$1,000,000+ |
4.50% |
4.50% |
*APY = Annual Percentage Yield $2,500.00 minimum opening requirement. If the balance falls below the $2,500.00 minimum balance requirement, a $10.00 monthly maintenance fee will be imposed. The minimum balance to earn 0.50% is $2,500. The minimum balance to earn 1.00% is $10,000. The minimum balance to earn 1.75% is $50,000. The minimum balance to earn 3.00% is $100,000. The minimum balance to earn 3.50% is $250,000. The minimum balance to earn 4.00% is $500,000. The minimum balance to earn 4.50% is $1,000,000. Membership eligibility required. Rates may change at anytime after account opening. APY is accurate as of last dividend declaration date. Fees may reduce earnings on the account.
| Minimum Balance | $500.00 and up | $500.00 and up |
|---|---|---|
|
Term |
Dividend Rate |
APY* |
|
3 months |
0.30% |
0.30% |
|
6 months |
4.17% |
4.25% |
|
1 year |
3.93% |
4.00% |
|
18 month |
2.47% |
2.50% |
|
24 month |
2.96% |
3.00% |
|
30 months |
2.96% |
3.00% |
|
3 year |
2.38% |
2.40% |
|
4 year |
2.47% |
2.50% |
|
5 year |
2.72% |
2.75% |
|
7 year |
2.72% |
2.75% |
Rates effective as of: November 21, 2024
*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice.
| Term | Minimum Balance | Maximum Balance | APY* |
|---|---|---|---|
|
1 Year |
$25 |
$2,500 |
1.00% |
*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice. Rates effective as of 1.31.22
| Term | Minimum Balance | Maximum Balance | APY* |
|---|---|---|---|
|
1 Year |
$25 |
$2,500 |
1.00% |
|
2 Year |
$25 |
$2,500 |
1.30% |
*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice.
| Minimum Balance-Maximum Balance | Dividend Rate | APY¹ |
|---|---|---|
|
$0.00-$99.99 |
0.25% |
0.25% |
|
$100.00-$2,499.99 |
0.25% |
0.25% |
|
$2,500.00-$9,999.99 |
0.25% |
0.25% |
|
$10,000.00-$24,999.99 |
0.25% |
0.25% |
|
$25,000.00 and over |
0.25% |
0.25% |
¹APY=Annual Percentage Yield. The rate may change after account opening without notice. Fees may reduce earnings on the account. There is a one time, $25.00 set up fee involved with starting a Health Savings Account. HSA rates effective as of 10/01/2021.
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