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Best Savings Rates

Savings Account Rates

*APY= ANNUAL PERCENTAGE YIELD. Fees and other conditions may reduce earnings on the account. The rate may change after account opening without notice. APY is accurate as of the last dividend declaration date. ¹Minimum balance required to earn APY is $5.00.

Premier Money Market Rates

*APY = Annual Percentage Yield $2,500.00 minimum opening requirement. If the balance falls below the $2,500.00 minimum balance requirement, a $10.00 monthly maintenance fee will be imposed. The minimum balance to earn 0.50% is $2,500. The minimum balance to earn 1.00% is $10,000. The minimum balance to earn 1.75% is $50,000. The minimum balance to earn 3.00% is $100,000. The minimum balance to earn 3.50% is $250,000. The minimum balance to earn 4.00% is $500,000. The minimum balance to earn 4.50% is $1,000,000. Membership eligibility required. Rates may change at anytime after account opening. APY is accurate as of last dividend declaration date. Fees may reduce earnings on the account.

Share Certificate Rates

Rates effective as of: December 4, 2024

*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice.

Next Gen Certificate (Youth Certificate) Rates

*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice. Rates effective as of 1.31.22

On the Rise Certificate Rates

*APY = Annual Percentage Yield Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. The above rates are subject to change at any time without notice.

Health Savings Account Rates

¹APY=Annual Percentage Yield. The rate may change after account opening without notice. Fees may reduce earnings on the account. There is a one time, $25.00 set up fee involved with starting a Health Savings Account. HSA rates effective as of 10/01/2021.

Branches Closed Thurs & Fri: All SCCU branches will be closed Thursday & Friday for the Thanksgiving Holiday. Happy Turkey Day!