Skip nav to main content.

Christmas Club Savings

With a Christmas Savings account from SCCU, you can put money away each month that’s out of sight and out of mind. The funds become available on October 31st, so when December comes around, you have all the money you need to purchase gifts without the financial stress or guilt.


Earn dividends

Save even more money for gifts once the Holidays come around with competitive dividends.

Piggy bank

Save for the Holidays all year

Don't let Holiday bills sneak up on you. Start saving over the course of the year.

Money conversation

No monthly service charge

Save more money for the Holidays without paying monthly service charges on your account.

Dollar bills

$5 initial deposit

Open an SCCU Christmas Club Savings account with as little as a $5 initial deposit.

Receive money

No minimum balance

Save as much or as little as you need for the Holidays with no minimum balance requirements.

Shopping Cart

Round-up purchases

Round up purchases to the nearest dollar and deposit the extra money into your account to build your savings.

Save for the holidays all year

Be prepared for Holiday shopping

Avoid going into debt to buy presents for the Holidays by putting away money all year long. Build your savings over the course of the year and use the funds to purchase gifts for your friends and family without impacting your regular finances, making the Holidays as stress-free as possible.


As high as APYยน

View all rates

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

It's easy to start saving for the Holidays. Open your Christmas Savings account in three simple steps:

  • 1

    Open an account

    It takes only minutes to fill out an online application.

  • 2

    Start saving

    Make regular deposits over the year to build your savings.

  • 3

    Make Holiday purhcases

    Funds are released by the first week of November, so you can start shopping.

Don't let the Holidays put you into debt

Avoid the financial stress and worry of the Holidays by saving all year long with a Christmas Club Savings account from SCCU.

You might also be interested in

(Fill in the Blank) Savings
Premier Money Market Accounts
Share Certificate

¹APY = Annual Percentage Yield. Rates accurate as of last dividend declaration date.

Notice Online Banking and Mobile app will be down 7.17-7.18 from 10pm-5am for system maintenance.