If you have a high deductible on your health insurance, it’s a good idea to have a rainy-day fund to pay for unexpected medical emergencies. Health Savings Accounts (HSAs) lets you save pre-tax dollars to pay for unexpected healthcare expenses that might not meet your high deductible, helping you be prepared for whatever might come your way.
High contribution limits
Contribute up to $7,100 for families and $3,550 for individuals in 2021.
Online transfers
Send funds to your health savings accounts via mobile or online banking to transfer funds quickly and easily from any device.
Pre-tax employer contributions
Save more for healthcare by receiving pre-tax employer contributions for even more savings.
Save on taxes
You may be able to subtract HSA contributions from your taxes to lower your tax payments even more.
Multiple ways to pay
Choose to pay via debit card, check, or online payment that pulls directly from your health savings account.
Funds carry over annually
Your funds won't expire. Unlike flexible spending accounts, HSA funds carry over year after year.
Save more for your healthcare coverage.
Save a sizeable amount of pre-tax money to cover healthcare expenses. Contribution limits are up to $7,100 for families and $3,500 for individuals for 2021.
A credit union with a focus on you
Why choose us?
When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.
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1
Complete an application
It takes only minutes to fill out an online application.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Start saving on healthcare expenses
Make regular contributions and be prepared for when emergency strikes.
Don't let high deductibles sneak up on you
Cover unexpected healthcare expenses and be prepared for anything with a health savings account.
Disclosures
*APY=Annual Percentage Yield. Consult with your tax advisor for additional tax information. Rates Effective as of last dividend declaration date.
Health Savings Rates
| Minimum Balance-Maximum Balance | Dividend Rate | APY¹ |
|---|---|---|
|
$0.00-$99.99 |
0.25% |
0.25% |
|
$100.00-$2,499.99 |
0.25% |
0.25% |
|
$2,500.00-$9,999.99 |
0.25% |
0.25% |
|
$10,000.00-$24,999.99 |
0.25% |
0.25% |
|
$25,000.00 and over |
0.25% |
0.25% |
¹APY=Annual Percentage Yield. The rate may change after account opening without notice. Fees may reduce earnings on the account. There is a one time, $25.00 set up fee involved with starting a Health Savings Account. HSA rates effective as of 10/01/2021.
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