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Health Savings Account - HSA

Prepare for unexpected medical emergencies with a health savings account from SCCU.

If you have a high deductible on your health insurance, it’s a good idea to have a rainy-day fund to pay for unexpected medical emergencies. Health Savings Accounts (HSAs) lets you save pre-tax dollars to pay for unexpected healthcare expenses that might not meet your high deductible, helping you be prepared for whatever might come your way.

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High contribution limits

Contribute up to $7,100 for families and $3,550 for individuals in 2021.

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Online transfers

Send funds to your health savings accounts via mobile or online banking to transfer funds quickly and easily from any device.

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Pre-tax employer contributions

Save more for healthcare by receiving pre-tax employer contributions for even more savings.

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Save on taxes

You may be able to subtract HSA contributions from your taxes to lower your tax payments even more.

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Multiple ways to pay

Choose to pay via debit card, check, or online payment that pulls directly from your health savings account.

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Funds carry over annually

Your funds won't expire. Unlike flexible spending accounts, HSA funds carry over year after year.

High contribution limits

Save more for your healthcare coverage.

Save a sizeable amount of pre-tax money to cover healthcare expenses. Contribution limits are up to $7,100 for families and $3,500 for individuals for 2021.

Rates

As high as APY

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A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

Opening an HSA is easy. Just follow these simple steps:

  • 1

    Complete an application

    It takes only minutes to fill out an online application.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Start saving on healthcare expenses

    Make regular contributions and be prepared for when emergency strikes.

Don't let high deductibles sneak up on you

Cover unexpected healthcare expenses and be prepared for anything with a health savings account.

Disclosures

Consult with your tax advisor for additional tax information. Rates Effective as of: January 31, 2022

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