Skip nav to main content.
IRA Savings

Stop worrying about your financial future

Start making tax-deductible contributions into an IRA savings now to enjoy a higher retirement income later.

STEP 1

Choose between a Savings IRA or an Investment IRA.

STEP 2

For taxes, choose between Roth IRA or a Traditional IRA.

Roth IRA

With a Roth IRA, you can withdraw your regular contributions at any time and they may be tax-free. Withdrawals can be made penalty-free for any of these reasons: reaching age 59 ½, death, disability, or a first-time home purchase.

Traditional IRA

With a Traditional IRA, you can enjoy tax-deferred growth on your earnings until withdrawal. Your contributions may also be tax-deductible, so consult a tax advisor to learn more.

STEP 3

Determine if you want to use your IRA with other savings options.

Savings

Retirement planning isn't a sprint, it's a marathon. Enjoy a retirement savings account with competitive IRA Savings account rates to help you have enough cash flow coming out each month when retirement day finally comes.

Certificate of Deposit

Earning more retirement savings is always a good idea. You can help your savings grow at a higher rate for set terms by investing your IRA into Certificates of Deposit.

Step 4

Visit your nearest branch so you can apply for an IRA and start making tax-deductible contributions you can use to enjoy retirement.

Disclosures

Consult with your tax advisor for additional tax information.

Text Fraud Please be aware that there is a phishing scam pretending to be us sending members text messages. Currently, please be cautious from texts for SCCU