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Fixed 6.75% APR Mortgage

SCCU is offering Fixed Rate Mortgage Loans as low as 6.75% APR


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Variety of Options

No matter your housing need, we offer loan options for any home loan situation.

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Speedy Process

Get into your buyers home quicker with fast in-house loan processing.

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Home Buying Information

Get our one page download to easily explain what SCCU has to offer!

We'll help find you our best rate!

We have a team of Mortgage Originators that are ready to help you with your home lending needs at a branch of SCCU that's convenient to you!

Fixed Mortgage

6.75 % APR

Apply Now

Meet the Team

Meet SCCU’s team of Mortgage Originators! With originators working across the Northland — from Grand Rapids in northeastern Minnesota to Ashland in northwestern Wisconsin — we’re ready to help you with your home lending needs at a branch of SCCU that's convenient to you!

Estimate your monthly payment

Let's see what your monthly payment could be

Monthly Payment
Property Tax: 167
Homeowners Insurance: 100
HOA Fee: 0
Mortgage Insurance: 167
Loan Amount
Interest Rate
Term Years
Advanced Options

Are you a Realtor?

Download a 1-pager for your clients to explore our SUPERIOR Rates! We just need some contact information and the download will be available for you after completion.

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How your buyers can get our Mortgage Loans

It's easy to apply for a low rates mortgage with SCCU. Just follow these simple steps:

  • 1

    Complete an Application

    Buyers can apply in the way that is most convenient for them: online, over the phone, or at one of our branch locations.

  • 2

    Get Approved

    We'll review their application, determine what mortgage amounts and terms they qualify for, and inform them of their acceptance.

  • 3

    Finance The Home

    Once approved, they can use the funds to purchase their home, and then they can start making monthly payments toward the total balance of the loan.


All loans subject to approval.

Payment Example: For a $160,000 loan for a term of 30 years with a 3.875% Annual Percentage Rate (APR), the monthly payment would be $752.38. Taxes and insurance premiums are not included in the payment, the actual payment obligation may be greater than what is stated.

Heads Up! Online Banking will be down June 22nd/23rd, from 7pm to 8am for system updates.