Federally insured by NCUA. Membership eligibility required. Information provided does not constitute a loan commitment. All loans are subject to approval. The value of your property may differ from the estimated value provided. Property eligibility required. Rates and terms are subject to change without notice. Home equity lines of credit are variable-rate loans. Rates are as low as 5.50% APR (Annual Percentage Rate) with a maximum of 18.00% APR and are based on an evaluation of credit history, CLTV (combined loan-to-value) ratio, loan amount, and occupancy, your rate may differ. For a limited time only: SCCU will cover the typical closing costs for a HELOC with a maximum CLTV of 90% using an automated valuation model to determine value. You may qualify for a higher loan amount with a full in-home appraisal at your expense. Some restrictions may apply. For further details on applicable fees, terms, and conditions, please contact a mortgage originator.