Skip nav to main content.

Protection Services

Life is never certain. If something happens and you can't make your monthly payments, SCCU has your back with debt protection services.

Protection when it matters… We are here to help!

In Your Time of Need: Claims Process

If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:

  • Life
  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
  • Loss of Life of a Dependent
  • Disability
  • Involuntary Unemployment

To begin, please fill out a claim form here.

If you prefer, call 1.800.621.6323 to begin the process and a TruStage Claims Specialist will guide you through the process.

Important Disclaimer

TruStage™ is the marketing name for TruStage Financial Group, Inc., its subsidiaries, and affiliates. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Society Inc., American Memorial Life Insurance Company, and Union Security Insurance Company. Payment protection products include debt protection products available through your credit union that are administered by CUNA Mutual Insurance Agency, Inc. and credit life and credit disability insurance products underwritten by CMFG Life Insurance Company.

Money key

Multiple loans qualify

Enjoy peace of mind knowing SCCU protection services cover almost every type of loans.

Confirm protection

Protection against unexpected events

Feel safe with debt protection services that cover everything from illnesses and injuries to job loss.

family, parents, children, people

Family coverage

No matter what happens to you, SCCU protection services will help your family with unanticipated loan payments.

Various loans qualify

No matter which loans you have, SCCU Protection Services have you covered

Debt protection services cover just about any type of loan, so you don't have to worry. If you have a loan through Superior Choice Credit Union, you can enjoy peace of mind knowing you're covered from life's unexpected events.

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

Don't let life's unexpected events throw you for a loop. Follow these steps to learn more about protection services for your loans:

  • 1

    Fill out a claim form

    It's quick, easy, and will get your process started.

  • 2

    Learn about protection services

    We'll walk you through the options to help you find the best fit for your needs.

  • 3

    Choose the option that's right for you

    Select the option that protects your loans and enjoy the peace of mind.


Your purchase of Superior Choice Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Superior Choice Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

Heads Up! Online Banking will be down June 22nd/23rd, from 7pm to 8am for system updates.