Protection when it matters… We are here to help!
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
- Life
- Terminal Illness
- Accidental Dismemberment
- Hospitalization
- Family Medical Leave
- Loss of Life of a Dependent
- Disability
- Involuntary Unemployment
To begin, please fill out a claim form here.
If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.

Multiple loans qualify
Enjoy peace of mind knowing SCCU protection services cover almost every type of loans.

Protection against unexpected events
Feel safe with debt protection services that cover everything from illnesses and injuries to job loss.

Family coverage
No matter what happens to you, SCCU protection services will help your family with unanticipated loan payments.
Various loans qualify
No matter which loans you have, SCCU Protection Services have you covered
Debt protection services cover just about any type of loan, so you don't have to worry. If you have a loan through Superior Choice Credit Union, you can enjoy peace of mind knowing you're covered from life's unexpected events.
A credit union with a focus on you
Why choose us?
When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.
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1
Fill out a claim form
It's quick, easy, and will get your process started.
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2
Learn about protection services
We'll walk you through the options to help you find the best fit for your needs.
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3
Choose the option that's right for you
Select the option that protects your loans and enjoy the peace of mind.
Disclosures
Your purchase of Superior Choice Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Superior Choice Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
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Rates Effective as of: March 31, 2023
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Rates Effective as of: March 31, 2023
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