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Smart Option Student Loan® for Undergraduate Students

Wherever you are in your higher education, get the money you need for school

Student Loans from Superior in partnership with Sallie Mae® could help for borrowers attending a degree-granting institution!

Whether you're an undergraduate or graduate student, get money for school from Sallie Mae®

Student Loans from Superior Choice Credit Union in partnership with Sallie Mae® could help! Sallie Mae® higher education loans are designed for the needs of undergraduate and graduate students with competitive interest rates, multiple repayment options, and no origination fees or prepayment penalties.¹


Partnered with Sallie Mae®

Sallie Mae® higher education loans are designed for the needs of undergraduate and graduate students.


Competitive Interest Rates

A Smart Option Student Loan® offers competitive rates lower than most other lenders. Save money over the life of your loan and enjoy more financial freedom.

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Multiple repayment options

Pay off your loan in a way that works for you with multiple repayment options designed to fit your income and budget.

Receive money

No origination fees or prepayment penalties

Pay off your loan faster to save on interest without worrying about prepayment penalties or fees.

Smart Option Student Loan® for Undergraduate Students

Get the funding you need for your undergraduate degree

Getting your degree isn't out of reach. Get the funds you need to secure your undergraduate degree and get the higher education you need to succeed.

Smart Option Student Loan® for Graduate Students

A loan designed to meet the needs of graduate students

Smart Option Student Loans® for graduate students are designed for higher education students in specific fields of study.

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

Apply for a Student Loan in three easy steps.

  • 1

    Complete an application

    Fill out an online application in minutes to see if you qualify.

  • 2

    Get approved

    The approval process is quick and easy.

  • 3

    Use the funds to pay for your education

    Pay tuition costs using your Smart Option Student Loan®.


Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for
college. Students and families should evaluate all anticipated monthly loan payments, and how much the student
expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. Superior Choice Credit Union is not the creditor for these
loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate
Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans.
Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating
school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and
provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested
minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined
in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos
are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the
trademarks or service marks of their respective owners. SLM Corporation an

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