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Simple Checking

You deserve a checking account that keeps things hassle-free. Simple Checking provides you real-time access to your money on the go and a way to more easily manage your funds.

Open a Simple Checking account

No Monthly Fees

Now you can maintain a checking account without those pesky monthly fees that other financial institutions may charge you.

No Minimum Balance Requirements

You will not need to worry about maintaining a minimum balance on a Simple Checking Account, so you can focus on your funds, not balance requirements.

Account Statements Mailed to You

You can get paper credit union statements delivered to your mailbox regularly so you can always have a physical copy for your records.

Courtesy Pay

You'll be happy to know that you can temporarily cover purchases up to $750 in value if your account happens to be low on funds.

No monthly fees or minimum balances

Save your money with no fees or minimum balance requirements

Managing money shouldn't cost you. Simple Checking accounts from SCCU never have monthly fees or minimum balance requirements, helping you reach your money goals faster.

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

Ready to simplify your money management with a Simple Checking account?

1
Complete an application

The process is simple and takes only a few minutes.
2
Make initial deposit

$25 is all you need to open your account.
3
Start using your checking account

Use your account to better manage your money.

Take charge of your finances

Get a Simple Checking account for flexible, efficient management of your money.

Open a Simple Checking account

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Disclosures

Courtesy pay available for qualifying accounts only. A qualified account includes:

A. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
B. Not being in default on any loan or other obligation to Superior Choice Credit Union;
C. Not being subject to any legal or administrative order or levy or Bankruptcy; and
D. Having a current address on file with Superior Choice Credit Union.

A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.

Rates

Health Savings Account Rates

Minimum Balance-Maximum Balance

Dividend Rate

APY%**

$0.00-$99.99

0.25%

$100.00-$2,499.99

0.25%

$2,500.00-$9,999.99

0.25%

$10,000.00-$24,999.99

0.25%

$25,000.00 and over

0.25%

Rates Effective as of: November 30, 2022

There is a one time, $25.00 set up fee involved with starting a Health Savings Account. **APY=Annual Percentage Yield. The rate may change after account opening without notice. APY is accurate as of the last dividend declaration date. Fees may reduce earnings on the account. HSA rates effective as of 10/01/2021.

Example Table 1

Column Title

Cell Value

Rates Effective as of: November 30, 2022

{Optional: Insert table disclosure information}

Simple Checking

No Monthly Fees

No Minimum Balance Requirements

Account Statements Mailed to You

Courtesy Pay

Save your money with no fees or minimum balance requirements

Why choose us?

How to get started

Take charge of your finances

You might also be interested in

FAQ Example 1

FAQ Example 2

FAQ Example 3

FAQ Example 4