No Monthly Fees
Now you can maintain a checking account without those pesky monthly fees that other financial institutions may charge you.
No Minimum Balance Requirements
You will not need to worry about maintaining a minimum balance on a Simple Checking Account, so you can focus on your funds, not balance requirements.
Account Statements Mailed to You
You can get paper credit union statements delivered to your mailbox regularly so you can always have a physical copy for your records.
Courtesy Pay
You'll be happy to know that you can temporarily cover purchases up to $750 in value if your account happens to be low on funds.
Save your money with no fees or minimum balance requirements
Managing money shouldn't cost you. Simple Checking accounts from SCCU never have monthly fees or minimum balance requirements, helping you reach your money goals faster.
A credit union with a focus on you
Why choose us?
When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.
-
1
Complete an application
The process is simple and takes only a few minutes.
-
2
Make initial deposit
$25 is all you need to open your account.
-
3
Start using your checking account
Use your account to better manage your money.
Take charge of your finances
Get a Simple Checking account for flexible, efficient management of your money.
You might also be interested in
Disclosures
Courtesy pay available for qualifying accounts only. A qualified account includes:
A. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
B. Not being in default on any loan or other obligation to Superior Choice Credit Union;
C. Not being subject to any legal or administrative order or levy or Bankruptcy; and
D. Having a current address on file with Superior Choice Credit Union.
A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.
Rates
| Minimum Balance-Maximum Balance | Dividend Rate | APY%** |
|---|---|---|
|
$0.00-$99.99 |
0.25% |
0.25% |
|
$100.00-$2,499.99 |
0.25% |
0.25% |
|
$2,500.00-$9,999.99 |
0.25% |
0.25% |
|
$10,000.00-$24,999.99 |
0.25% |
0.25% |
|
$25,000.00 and over |
0.25% |
0.25% |
Rates Effective as of: July 6, 2022
There is a one time, $25.00 set up fee involved with starting a Health Savings Account. **APY=Annual Percentage Yield. The rate may change after account opening without notice. APY is accurate as of the last dividend declaration date. Fees may reduce earnings on the account. HSA rates effective as of 10/01/2021.
FAQs
FAQ Example 1
FAQ Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
FAQ Example 2
FAQ Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
FAQ Example 3
FAQ Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
FAQ Example 4
FAQ Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!
Features
No monthly fees or minimum balance requirements
Skip the fees and save more for the purchases you need. SCCU Simple Checking accounts never charge monthly fees or require minimum balances.
Access to over 36,000 branches and ATMs
Gain access to more ATM options than most financial institutions. Get cash whenever you need it with over 36,000 ATMs and branches.
Open with as little as $25
It doesn't take much to open your SCCU Simple Checking account. With just a $25 minimum deposit, you can start managing your money.
Electronic statements
No need to wait for slow paper statements. Get access to all your bank information online with e-statements.
Free, unlimited check writing and debit purchase
Enjoy more financial freedom with unlimited check writing and debit card purchases, no fees attached.
Cashback
Skip a trip to the ATM and get cashback from merchants whenever you make a purchase right from your Simple Checking account.
Online banking
Get access to all your account information from any device with simple online banking for easy financial management.
No ATM fees
When you use an SCCU ATM, you'll never have to worry about paying fees. Use your money for more important purchases.
Courtesy Pay
Stop worrying about overdrafts. With a Simple Checking account, you can get up to $750 in purchases temporarily covered if your account doesn't have enough funds.
Disclosures
Courtesy pay available for qualifying accounts only. A qualified account includes:
A. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
B. Not being in default on any loan or other obligation to Superior Choice Credit Union;
C. Not being subject to any legal or administrative order or levy or Bankruptcy; and
D. Having a current address on file with Superior Choice Credit Union.
A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Column Title | Column Title | Column Title |
|---|---|---|
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
Rates Effective as of: July 6, 2022
{Optional: Insert table disclosure information}
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by Superior Choice Credit Union. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.
Superior Choice Credit Union’s privacy policy does not apply to third-party linked sites. Please consult privacy disclosures on the third-party site.