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Simple Checking

You deserve a checking account that keeps things hassle-free.

Receive money

No Monthly Fees

Now you can maintain a checking account without those pesky monthly fees that other financial institutions may charge you.

Piggy bank

No Minimum Balance Requirements

You will not need to worry about maintaining a minimum balance on a Simple Checking Account, so you can focus on your funds, not balance requirements.

Money cloud

Courtesy Pay*

You'll be happy to know that you can temporarily cover purchases up to $750 in value if your account happens to be low on funds.

No monthly fees or minimum balances

Save your money with no fees or minimum balance requirements

Managing money shouldn't cost you. Simple Checking accounts from SCCU never have monthly fees or minimum balance requirements, helping you reach your money goals faster.

A credit union with a focus on you

Why choose us?

When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.

How to get started

Ready to simplify your money management with a Simple Checking account?

  • 1

    Complete an application

    The process is simple and takes only a few minutes.

  • 2

    Make initial deposit

    $5 is all you need to open your account.

  • 3

    Start using your checking account

    Use your account to better manage your money.

CHECKING ACCOUNT ADD-ONS

Early Pay

Get your money up to 2 days sooner than you typically would! It's as simple as enrolling in direct deposit! There’s no fees or separate enrollment/activation.

Round Up

Automated savings by rounding up each purchase made with your debit card to the next whole dollar and depositing it into a savings account or a round-up certificate!

This is getting serious...

LET'S MAKE IT OFFICIAL.

Make the switch to SCCU!

Looking for something else?

Cashback Checking
Student Checking

Disclosures

*Courtesy pay available for qualifying accounts only. A qualified account includes:

A. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
B. Not being in default on any loan or other obligation to Superior Choice Credit Union;
C. Not being subject to any legal or administrative order or levy or Bankruptcy; and
D. Having a current address on file with Superior Choice Credit Union.

A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.

Heads Up! Online Banking will be down June 22nd/23rd, from 7pm to 8am for system updates.