Simple Checking
You deserve a checking account that keeps things hassle-free.
No Monthly Fees
Now you can maintain a checking account without those pesky monthly fees that other financial institutions may charge you.
No Minimum Balance Requirements
You will not need to worry about maintaining a minimum balance on a Simple Checking Account, so you can focus on your funds, not balance requirements.
Account Statements Mailed to You
You can get paper credit union statements delivered to your mailbox regularly so you can always have a physical copy for your records.
Courtesy Pay*
You'll be happy to know that you can temporarily cover purchases up to $750 in value if your account happens to be low on funds.
Save your money with no fees or minimum balance requirements
Managing money shouldn't cost you. Simple Checking accounts from SCCU never have monthly fees or minimum balance requirements, helping you reach your money goals faster.
A credit union with a focus on you
Why choose us?
When you join SCCU, it's the start of something new. You can trust our ability to provide quality financial products and services that are proven with our 90-year legacy. With us, you are not just another number, you are an individual.
-
1
Complete an application
The process is simple and takes only a few minutes.
-
2
Make initial deposit
$5 is all you need to open your account.
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3
Start using your checking account
Use your account to better manage your money.
CHECKING ACCOUNT ADD-ONS
LET'S MAKE IT OFFICIAL.
Make the switch to SCCU!
Looking for something else?
Disclosures
*Courtesy pay available for qualifying accounts only. A qualified account includes:
A. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
B. Not being in default on any loan or other obligation to Superior Choice Credit Union;
C. Not being subject to any legal or administrative order or levy or Bankruptcy; and
D. Having a current address on file with Superior Choice Credit Union.
A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.
Rates
| Minimum Balance-Maximum Balance | Dividend Rate | APY¹ |
|---|---|---|
|
$0.00-$99.99 |
0.25% |
0.25% |
|
$100.00-$2,499.99 |
0.25% |
0.25% |
|
$2,500.00-$9,999.99 |
0.25% |
0.25% |
|
$10,000.00-$24,999.99 |
0.25% |
0.25% |
|
$25,000.00 and over |
0.25% |
0.25% |
¹APY=Annual Percentage Yield. The rate may change after account opening without notice. Fees may reduce earnings on the account. There is a one time, $25.00 set up fee involved with starting a Health Savings Account. HSA rates effective as of 10/01/2021.
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