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Make money while you spend money

Cashback Business Checking

Earn 1% cash back

Dollar bills

Earn 1% cash back

With 10 or more debit card swipes per month


No Minimum Balance

Focus on your FUNds, not balance requirements.


Only $25 to open

A low initial deposit with high rewards!


Courtesy Pay*

Low on funds? We’ll temporarily cover purchases up to $750

Cashback Business checking

Open your 1% cash back business checking account today!

Start earning in as little as 7 minutes!


Early Pay

Get your money up to 2 days sooner than you typically would! It's as simple as enrolling in direct deposit! There’s no fees or separate enrollment/activation.

Round Up

Automated savings by rounding up each purchase made with your debit card to the next whole dollar and depositing it into a savings account or a round-up certificate!

Looking for something a little different?

Check out these options

Simple Business Checking

No minimum balance, and only $5 to open. Now that’s easy as pie.

Learn More


Membership eligibility required. Earn up to 1.00% cash back on transaction purchases. Cashback Checking must be opened with an initial $25 minimum deposit. No minimum balance required to earn cash back. To earn 1.00% cash back, members must have $2,500+ monthly deposit(s) into their account and 10+ monthly debit card swipes. Cash back will be calculated and paid on your monthly statement cycle date. Cash back is paid in the form of a deposit to your Cashback Checking account. Your total cash back earnings may be reported as miscellaneous income to the IRS on a 1099-MISC form. Superior Choice Credit Union has the right to change or cancel this program at any time.

*Courtesy pay available for qualifying accounts only. A qualified account includes:

  1. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
  2. Not being in default on any loan or other obligation to Superior Choice Credit Union;
  3. Not being subject to any legal or administrative order or levy or Bankruptcy; and
  4. Having a current address on file with Superior Choice Credit Union.A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.

Notice Online Banking and Mobile app will be down 7.17-7.18 from 10pm-5am for system maintenance.