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Make money while you spend money

Cashback Business Checking

Earn 1% cash back

Dollar bills

Earn 1% cash back

With 10 or more debit card swipes per month


No Minimum Balance

Focus on your FUNds, not balance requirements.


Only $25 to open

A low initial deposit with high rewards!


Courtesy Pay*

Low on funds? We’ll temporarily cover purchases up to $750

Cashback Business checking

Open your 1% cash back business checking account today!

Start earning in as little as 7 minutes!


Early Pay

Get your money up to 2 days sooner than you typically would! It's as simple as enrolling in direct deposit! There’s no fees or separate enrollment/activation.

Round Up

Automated savings by rounding up each purchase made with your debit card to the next whole dollar and depositing it into a savings account or a round-up certificate!

Looking for something a little different?

Check out these options

Simple Business Checking

No minimum balance, and only $5 to open. Now that’s easy as pie.

Learn More


Membership eligibility required. Earn up to 1.00% cash back on transaction purchases. Cashback Checking must be opened with an initial $25 minimum deposit. No minimum balance required to earn cash back. To earn 1.00% cash back, members must have $2,500+ monthly deposit(s) into their account and 10+ monthly debit card swipes. Cash back will be calculated and paid on your monthly statement cycle date. Cash back is paid in the form of a deposit to your Cashback Checking account. Your total cash back earnings may be reported as miscellaneous income to the IRS on a 1099-MISC form. Superior Choice Credit Union has the right to change or cancel this program at any time.

*Courtesy pay available for qualifying accounts only. A qualified account includes:

  1. Bringing an account to a positive (not $0) balance at the opening of the Credit Union on the thirtieth (30th) day of being negative and for a minimum period of 24 hours;
  2. Not being in default on any loan or other obligation to Superior Choice Credit Union;
  3. Not being subject to any legal or administrative order or levy or Bankruptcy; and
  4. Having a current address on file with Superior Choice Credit Union.A $32 courtesy pay fee will apply. Courtesy pay is limited to a maximum of $750 overdraft balance per member including any and all fees and charges, as set forth in our fee schedule.

Online Banking and Cards Online Banking will be down and your cards will be in Stand-in mode April 27th/28th, from 8pm to 6am. Please plan accordingly.